Resources
Money Management
This is a tool designed to help you get organized with your finances. It offers a structured way to track your income, expenses, savings, and investments, enabling better financial planning and management.
A financial service that allows you to split your purchases into four interest-free payments. It's versatile, enabling users to pay in four installments practically anywhere, making it easier to manage large expenses without incurring interest.
A comprehensive money management tool that integrates all your financial accounts in one place. It helps track spending, create budgets, and set financial goals. With features like spending tracking and categorization, Mint provides insights that help you manage your finances more effectively.
Capital One 360 checking is free + pays interest
This is a free checking account that pays interest on your balance. It offers the convenience of no monthly fees, coupled with the benefit of earning interest, making it an attractive option for everyday banking.
Investing
An investment platform that combines the flexibility of a brokerage with the automation of a robo-advisor. It allows for personalized portfolio creation, automatic rebalancing, and dividend reinvestment.
A micro-investing app that rounds up your purchases to the nearest dollar and invests the spare change. It's designed to make investing accessible and easy for beginners.
This platform allows individuals to invest in shares of fine art from some of the world's most renowned artists. It's a way to diversify investment portfolios beyond traditional stocks and bonds.
Real Estate
Offers information and access to down payment assistance programs in your state for just $1. It's aimed at helping potential homebuyers find financial resources to make homeownership more accessible.
Travel
A service that allows you to make payments on airfare and hotels, making travel more accessible by spreading the cost over time.
An online flight booking search service which provides comparisons for prices on various airlines, enabling users to see multiple options at once to find the best deals.
Credit
Offers services and advice on improving your credit score, focusing on strategies and tips for credit repair and maintenance.
A major credit reporting agency that provides credit reports, credit scores, and credit monitoring services to help you understand and improve your credit.
A financial service that offers a credit builder loan, which is designed to help individuals build or improve their credit scores through a small loan saved in a certificate of deposit (CD) that you pay over time.
Capital One Secured Credit Card
A credit card designed for building credit, requiring a refundable security deposit, which serves as your credit limit.
Similar to the Capital One secured card, this card is aimed at individuals looking to build or rebuild their credit, offering cash back rewards and no annual fee.
Financial Education
A platform dedicated to promoting financial literacy and wealth building within the Black community, offering resources, podcasts, and educational content.
Provides financial education through a popular podcast and social media presence, offering insights on various aspects of finance, investing, and entrepreneurship.
Make Extra Money
A car-sharing service that allows you to rent out your car to others, providing an opportunity to earn extra income.
Enables homeowners to rent out their homes, or rooms within their homes, to travelers looking for accommodations, offering a way to generate additional income.
Door Dash, Postmates, GrubHub
These are popular food delivery services that offer opportunities for individuals to make extra money by delivering food orders to customers.
Mindset Matters
A classic personal development and self-help book by Napoleon Hill, focusing on the psychological power of thought and the key principles to achieving personal and financial success.
I Don't want to Die Poor (Book)
A collection of essays by Michael Arceneaux, exploring the author's personal experiences with student loan debt and the impact on his life and finances.
This book is grounded in the belief that businesses can and should operate with a higher purpose beyond merely generating profits. It posits that companies can enhance their performance by focusing on their core missions, engaging with all stakeholders ethically and empathetically, and fostering leadership that prioritizes the well-being of the company and its impact on the world.
An app based on the principles of the book "The Secret," focusing on the law of attraction and positive thinking to attract wealth and abundance into your life.